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Resolve Your Debt for Much Less Than the Full Amount Owed

How It Works

ou lead. We deliver.

Talk to us for a free consultation

Tell us your situation, then find out your debt relief options – no obligation.

We create an affordable plan that works for you

Approve your plan, personalized from our suite of products.

Get out of debt faster than you think

Get back to financial stability and living your life within 24-48 months.

Debt We Can Help With

Explore the Types of Debt We Help You Tackle with Confidence.

It’s Time to Rise

David settled his debt for less — and faster than he imagined.

We handle most types of unsecured debt and work daily with major credit card companies and banks to help reduce what you owe.

Jaime B., Private pilot, devoted husband

Saved 38% with NDR

$22,955
Debt Consolidation
$44,342
Credit Counseling
$45,183
Minimum Payments
$131,622

Lives Changed. Hope Restored. Over 100,000 Times and Counting.

FAQs

Depending on your personal situation and whether you have already missed payments to your creditors, debt settlement programs may have a negative impact on your credit score. Due to it being a separately regulated service, we do not provide credit repair services or offer advice on ways to improve your credit.

At Ever Clear Financials we do not earn anything unless we get you results. Specifically, 3 things must happen for a fee to be earned for the service. First, a settlement offer must be received from the creditor, we must receive your approval of the settlement, and finally at least 1 settlement payment to the creditor must be made. Only then would our fee be earned and charged to your Dedicated Account. Once debts are settled, the average client usually pays a fee of up to 25% of the total debt enrolled But, until these 3 things occur, there is no fee for the service.

Debt settlement reduces your balance. Your debt is negotiated down, and you pay less than you owe. The creditor forgives the remaining balance in a transaction called a settlement. Debt consolidation combines all of your debt into one loan with a single monthly payment, often at a reduced rate of interest. This typically requires a higher credit score for approval.
A friendly, dedicated debt expert will let you know all your options and the advantages / disadvantages of each – which will help you decide what’s best for you.

Since 2009, we’ve successfully helped hundreds of thousands of people get out of debt. We are one of the country’s largest debt relief companies and pride ourselves on our accreditations which include: