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All the Details You Need

We’ve gathered all the essential resources you need in one place — from debt resolution to reclaiming control of your financial future. Have questions? Our experts are ready to help. Call us anytime for a free, no-obligation consultation.

Our mission is to help you reclaim your life and enjoy it without limits. With a dedicated team of experts by your side, we work tirelessly to create meaningful, lasting change on your path to debt relief.

Credit Card Debt Relief

Pay off the credit card debt you’ve racked up.

Debt Consolidation

Combine multiple credit card debts into one loan and save.

Personal Loan Debt Relief

We’ll help you navigate through life’s financial challenges.

Personal Finance Debt Relief

Stop personal debt from interfering with your personal life.

How Debt Relief Works in 4 Life-Changing Steps

At Ever Clear Financials, we’ve helped over 550,000 clients successfully settle their debts. Our expert negotiators work directly with major credit card companies and banks to reduce what you owe, covering most unsecured debts. Whether you’re dealing with credit card balances, personal loans, private student loans, collections, or business debt, your journey starts with one simple call—and ends with you living debt-free and in control of your life.

Frequently Asked Questions

Everything You Should Understand About Debt Relief

Depending on your individual circumstances—especially if you’ve already missed payments—participating in a debt settlement program may impact your credit score. It’s important to note that credit repair is a separately regulated service, and as such, we do not offer credit repair or provide guidance specifically aimed at improving credit scores.

At Ever Clear Financials we do not earn anything unless we get you results. Specifically, 3 things must happen for a fee to be earned for the service. First, a settlement offer must be received from the creditor, we must receive your approval of the settlement, and finally at least 1 settlement payment to the creditor must be made. Only then would our fee be earned and charged to your Dedicated Account. Once debts are settled, the average client usually pays a free of up to 25% of the total debt enrolled But, until these 3 things occur, there is no fee for the service.

Debt settlement reduces your balance. Your debt is negotiated down, and you pay less than you owe. The creditor forgives the remaining balance in a transaction called a settlement. Debt consolidation combines all of your debt into one loan with a single monthly payment, often at a reduced rate of interest. This typically requires a higher credit score for approval.
A friendly, dedicated debt expert will let you know all your options and the advantages / disadvantages of each – which will help you decide what’s best for you.

Since 2009, we’ve successfully helped hundreds of thousands of people get out of debt. We are one of the country’s largest debt relief companies and pride ourselves on our accreditations which include:

– A+ rating with the BBB
– Over 21,000 five-star reviews of the National Debt Relief program
– A team of debt arbitrators certified through the IAPDA (International Association of Professional Debt Arbitrators)