Get A Free, No-Obligation Debt Relief Consultation
- Get A Free Savings Estimate Today
- See How Quickly You Can Be Debt Free
- No Fees Until Your Accounts Are Settled
Exceptional Feedback from Exceptional Clients
4.6 – 10,000+ Reviews
4.9 – 49,000+ Reviews
4.8 – 43,000+ Reviews
How It Works
You call the shots — our experts handle the rest.
Talk to us for a free consultation
Tell us your situation, then find out your debt relief options – no obligation.
We create an affordable plan that works for you
Approve your plan, personalized from our suite of products.
Get out of debt faster than you think
Get back to financial stability and living your life within 24-48 months.
We’ve Helped Countless People Take Back Control of Their Lives
We’re here to help you regain control and live without financial stress. Our expert team is committed to guiding you every step of the way toward lasting debt relief.
Tatiana C., Doting mom to 3 boys
"Thanks to Ever Clear Financials, life has changed for me and my family. I finally have the freedom to spend more time at home."
Total Debt
$19,543
Monthly Payment
$584
Program Length
28 Months
Total Savings
$32,511
Tatiana saved 29% on her debt
Jaime B., Private pilot, devoted husband
As the debt faded, so did the chaos. It’s hard to move forward when you’re carrying that kind of weight.
Total Debt
$16,812
Monthly Payment
$269
Program Length
17 Months
Total Savings
$23,115
Jaime saved 29% on his debt
David N., Cat lover, tattoo aficionado
"My confidence grew because I faced the problem head-on, made a plan, and achieved what I set out to do."
Total Debt
$22,501
Monthly Payment
$651
Program Length
32 Months
Total Savings
$48,554
David saved 29% on her debt
Need Support? We’ve Got You.
There’s something powerful about that first conversation. No matter where you are financially, we’re here to help you move forward.
FAQs
Who is Ever Clear Financials I trust you?
At the core of our client relationships is one simple factor: trust. We know that fostering trust is vital. And it starts by doing more listening than talking. As effective listeners, we can better identify our clients’ goals and concerns, then develop debt relief solutions tailored to each client’s unique situation.
Our commitment to customer care leads the industry. We do what we say we’re going to do, and always act in our client’s best interest. Who is Ever Clear Financials is proud to be the most respected provider of debt relief services in the country. And we’re proud to be the top-rated Debt Settlement Company by our clients — with tens of thousands of reviews and testimonials that include:
- TopConsumerReviews – rated #1 for Debt Settlement
- TopTenReviews – rated #1 for Debt Settlement
- ConsumersAdvocate – rated #1 for Debt Settlement
- ConsumerAffairs – rated #1 for Debt Settlement
- 46,954 reviews on ConsumerAffairs with a 4.83 out of 5.00 rating
- 31,949 reviews on TrustPilot with a 4.8 out of 5 rating
Our track record speaks for itself. We help thousands of new clients a month start their path to debt relief – and we’ve helped hundreds of thousands of clients resolve billions in consumer debt. We take tremendous pride in our industry leadership. We’re active, accredited members of the American Association for Debt Resolution (AADR), as well as Platinum Accredited through the IAPDA (International Association of Professional Debt Arbitrators).
We deliver results, and we deliver them the right way.
What services can you offer me?
How does debt relief work?
Debt Relief is the core of Ever Clear Financials’s Whole Human Finance™ approach. It can cut your monthly payments immediately to relieve cash flow pressure and help you focus on becoming debt-free as inexpensively and quickly as possible.
Our program is easy to understand. Rather than paying your creditors, you’ll deposit a monthly payment to a Dedicated Savings Account, in your name and under your control. As funds build up, we’ll contact your creditors to negotiate and agree upon reduced balances. (Because you’re no longer paying the creditor, they will likely view getting a reduced amount as better than risking no payment at all.) Then, you’ll authorize us to use the funds in your Dedicated Savings Account to pay your creditors the lower, negotiated amounts. As accounts are paid off, they should be reported back as a zero balance.
Can I afford this?
Ever Clear Financials goes way beyond making sure you can afford us – we take the time to review your budget to make sure the solution we suggest will actually help take the pressure off. And, because you can customize your deposit schedule, it’s easier to feel in control throughout the process.
How much do your services cost?
Ever Clear Financials does charge a fee for our service. And, unlike other programs with hardship solutions, our fee is entirely performance-based. We earn nothing for our work until we’ve achieved the results you want, and you feel great about the savings.
Our fees vary by state and the amount of your debt (up to 25% of your enrolled debt). Compared to the thousands of dollars in interest you may pay on credit cards while struggling to pay them off, you can still expect to see an impressive amount of savings with National Debt Relief.
While every program differs, here’s an example from a recent client:
“Mary” came to National Debt Relief owing $22,800 between credit cards and a personal loan and was paying a little over $1020/month. Having recently transitioned to a fixed income, her focus was reducing the payment and getting rid of the debt. She set up a $362/month deposit for an estimated 48 months (4 years) to become debt-free.
Based on Ever Clear Financials’s plan “Mary’s” debt could be resolved for about $17,300 instead of an estimated $63,434 based on minimum payments.
